Microcred Tunisia 's mission is to offer financial services accessible, quality and an appropriate accompaniment to those excluded or underserved by the traditional financial system . Microcred Tunisia is a subsidiary of an international group present in eight countries: France , Madagascar, Senegal , China, Nigeria, Ivory Coast, Mali and Tunisia. It started its operational activities 3 November 2014 with the opening of its first branch ezzahrouni (54 , Avenue des Palmiers ) after obtaining the approval of the Minister of Economy and Finance October 3, 2014 . Its objective is to improve the living conditions of its customers and their families, and contribute to the economic development of Tunisia .